Archive for the ‘Reaffirmation Agreements’ Category

My Attorney Is An Idiot! I Wanted To Keep My House In My Chapter 7 Bankruptcy

Years after your bankruptcy discharge has been granted in Chapter 7, you may still be grappling with the concept of a “reaffirmation agreement” for your mortgage.  This can come up, for example, if you try to re-finance the home.  Or, if you are monitoring your credit report, like you should be, and the trade line […]

Reaffirmation Agreements In Bankruptcy: Should I Sign And What Happens If I Don’t?

One of the most persistent questions which arises in a Chapter 7 bankruptcy is what to with secured creditors whose debts are secured by the debtor’s property.  In such cases, the secured creditor is likely to pressure the Chapter 7 debtor into signing a “reaffirmation agreement.”