Archive for the ‘Mortgages’ Category

My Attorney Is An Idiot! I Wanted To Keep My House In My Chapter 7 Bankruptcy

Years after your bankruptcy discharge has been granted in Chapter 7, you may still be grappling with the concept of a “reaffirmation agreement” for your mortgage.  This can come up, for example, if you try to re-finance the home.  Or, if you are monitoring your credit report, like you should be, and the trade line […]

“Zombie” Real Estate – the Deed That Would Not Die!

Northeast Ohio has been ground zero for the mortgage crisis of the Great Recession.  This has resulted in many homeowners who wind up walking away from their homes.  As home values decreased, it made less and less sense to continue paying the mortgage. Bankruptcy is an option for those people.  Although it is rare that […]