Archive for the ‘Filing for Bankruptcy’ Category

Case Analysis: Bankruptcy Dismissed for Failure to File Credit Counseling Certificate

Both before and after filing their bankruptcy petitions, consumers are required to participate in counseling sessions, with very, very limited exceptions. This recent case from the Bankruptcy Appellate Panel of the Sixth Circuit Court of Appeal shows two important concepts :1) how a consumer trying to file their own “simple” Chapter 7 Bankruptcy winds up […]

Bankruptcy: Who Would Want to File?

Bankruptcy allows consumers who are faced with overwhelming debt to move forward with their lives knowing that they have legally resolved problems with their creditors.  While there are some debts, such as student loans, which are not automatically discharged by a bankruptcy filing, almost every type of consumer debt can be discharged in a bankruptcy […]