Archive for the ‘Bankruptcy Alternatives’ Category

Liz Weston Interview: Is Chapter 13 Bankruptcy better than a Debt Management Plan?

Blake Brewer was recently interviewed by Liz Weston, an outstanding consumer affairs advocate, author, commentator, and now blogger at www.nerdwallet.com  She was providing insight to consumers about the pros and cons of the “debt consolidation” plans you hear advertised on radio and television.  The plans promote themselves as alternatives to bankruptcy.  Indeed they are, but […]

Practical Alternatives to Payday Loans

Payday loans are marketed as being a convenient solution to “life situations” where there is “more month than money” as payday draws near but does not quite arrive.  Any consumer finance professional will tell you this is a false premise – a car requires predictable maintenance, for example, the tires wearing out is not an […]