Archive for August, 2015

What Happens If I Don’t List a Creditor in My Chapter 7 Bankruptcy?

One of the important steps in filing a Chapter 7 bankruptcy is to provide your attorney with all the information you can find about the debts that you owe. Normally this is done by giving your attorney all of the bills in your mailbox. Whether an original creditor, a debt collector or a collections attorney, […]

The “Brutal Truth” About What Filing Bankruptcy Does to a Consumer’s Credit

One of the most frequent questions I have been asked in my 15 years (so far) of representing consumers as a bankruptcy attorney is some variation of the below: • Will I never be able to get credit again? • Will bankruptcy filing trash my credit permanently? • Won’t I be better off signing up […]